Las Vegas Mortgage Refinance - Mortgage Home Refinancing

Five Ways to Make the Loan Process Go Faster

Working with us is the first way! When you help us help you find the loan that’s right for you, you are taking advantage of our expertise to get you a loan decision and funding your loan quickly. Here are five other ways you can speed up the process of getting your mortgage loan.

1. Have everything ready and in one place. Click here for a list of items you’ll need in the support of your mortgage application. Store them in a portable folder to cut down on time spent looking for things we may need.


2. Be honest and complete when you fill out your application. “Fudging” your employment or residential history or leaving out open credit accounts doesn’t increase the chances of getting a better loan. It will always make it harder and take longer.


3. Respond promptly to requests for additional information. During your loan process we may need additional information when considering your loan. Provide it as soon as you get the request or call as soon as you get our message.


4. Be prepared to explain any derogatory items on your credit report. If you had an illness or a divorce where you missed or made late payments, or other instances of late payments on your credit report, be prepared to explain them. Be honest and don’t be nervous. The loan processor isn’t judging you, They are trying to fill in all of the blanks in their paperwork.


5. Let the Appraiser in. When the appraiser calls to make an appointment, make it as soon as convenient for both of you. Remember the appraiser doesn’t want to buy your house. Cleaning doesn‘t get you a higher appraisal! He or she will say what the house is worth in reasonable repair. Letting them in as soon as possible gets you a loan faster.