The Zeigler Team
Five Star Mortgage
8965 S Pecos Suite 10A Henderson, NV 89074
NMLS# 328829
NMLS# 123411
702-990-0959 Team Line
702-979-2539 Direct Line
702-236-9400 Cell
888-587-4141 Fax
 

Best Mortgage Refinancing in Las Vegas

the zeigler & alvarez team


 

Please bring the following items to your loan application appointment.
All items are required for both borrowers to process and approve your loan (refinanace).

 

Refinance your home with The Zeigler Team Refinancing? The Zeigler Team Can Help

The Zeigler Team understands the ups and downs that occur in our economy and in life. That's why we are more than qualified to help you with your refinancing needs. We've seen a recent drop in home value in recent months to a crippled economy and hugh job loss. With rates being at its lowest in years, The Zeigler Team fully understands how you can find yourself wanting and needing to refinance your home. Below is a list of items that you need to bring along with you to start and complete the whole refinancing process. The quicker you can provide these items, the faster the procees can go for you, and the quicker you can start receiving a better rate on your home mortgage.

Items Need for Loan Application - pdf

 

Requirments to Complete the Refinancing Process

  1. Complete addresses, including zip codes, of present and former residences for the past two years.
    • If you are renting, please include the name, address and telephone number of all of your landlords for the past two years.
  2. Copy of Driver’s License and Social Security card.
  3. Present and former employers, including telephone numbers, address and zip codes for the past two years.
  4. Your two most recent current paycheck stubs for all employment to cover one month.
  5. If self employed, the complete 1040’s for the past two years.
    • Compete K-1s or partnership returns (if applicable) for past two years.
    • Corporate tax returns (if applicable) for the past two years.
    • Year to date profit & loss plus balance sheet.
  6. Documentation of any other income (such as Social Security, retirement, court ordered child support, Disability, Interest, etc.) Bring award letter or other documentation showing monthly amount received.
  7. Most recent mortgage statements (make sure there is a phone number on statement).
  8. All bank accounts, last two months statements.
  9. Stocks, Bonds, IRA, and 401K with account numbers, the name and address of every broker or firm.
    • Or the last two statements if monthly or last statement if quarterly.
  10. Tax Returns for 2009, 2010 and 2011 and W2s for 2009, 2010 and 2011
    • * If you do not have 2011 W2 please bring in your final 2011 pay stub with Year to Date on it.
  11. Home Owner’s Insurance Company and your Agents name & number.
  12. Information of Real Estate sold within the last 12 months (HUD- Settlement Statement).
  13. Complete addresses to all Real Estate owned, including the year it was acquired, servicing company, loan balance, payment amount and current market value.
    • If rental properties, supply all rental agreements. If property is pending sale supply a copy of the sales contract.
  14. If you have been through a bankruptcy, bring all legal documents and discharge schedules.
  15. If divorced or legally separated, include a copy of the divorce decree or separation agreement.
  16. For VA loans: Copy of DD 214 (showing discharge status).
    • Original certificate of eligibility (if available).
    • If previously used VA eligibility, bring previous address & loan number.
    • Address and phone number of nearest relative (not living with you).

 

The Zeigler Team - First Option Mortgage
3770 Howard Hughes Pkwy, Ste.195
Las Vegas, NV 89169

Office: 702-990-0959 - Fax: 888-587-4141