News Updates

NEW YORK: Borrowing costs of Fannie Mae, Freddie Mac and the Federal Home Loan Banks ballooned on Friday amid signs that foreign investors continued to abandon the securities and questions over the level of government support.

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The Zeigler Team
500 N. Rainbow Blvd.,
Suite 110
Las Vegas, NV 89107
Office: 702-990-0959
Fax: 702-990-0958

Mortgage Lender - Home Mortgage Refinancing in Las Vegas

the zeigler & alvarez team

Please bring the following items to your loan application appointment.
All items are required for both borrowers to process and approve your loan (purchase).

  1. Complete addresses, including zip codes, of present and former residences for the past two years.
    • If you are renting, please include the name, address and telephone number of all of your landlords for the past two years.
  2. Copy of Driver’s License and Social Security card.
  3. Present and former employers, including telephone numbers, address and zip codes for the past two years.
  4. Your two most recent current paycheck stubs for all employment to cover one month.
  5. If self employed, the complete 1040’s for the past two years.
    • Compete K-1s or partnership returns (if applicable) for past two years.
    • Corporate tax returns (if applicable) for the past two years.
    • Year to date profit & loss plus balance sheet.
  6. Documentation of any other income (such as Social Security, retirement, court ordered child support, Disability, Interest, etc.) Bring award letter or other documentation showing monthly amount received.
  7. All bank accounts: last two months statements. (all pages, even if blank).
  8. Stocks, Bonds, IRA, and 401K account numbers, the name and address of every broker or firm.
    • Or the last two statements if monthly or last statement if quarterly (all pages, even if blank).
  9. Tax Returns for 2006 and 2007 and W2s for 2006, 2007
    • If you do not have 2007 W2 bring in last 2007 pay stub with Year to Date on it.
  10. Home Owners Insurance Company and your agents name and number.
  11. Information of Real Estate sold within the last 12 months (HUD- Settlement Statement).
  12. All Mortgage Statements to real estate property owned. Include year acquired and current market value.
    • If rental properties supply all rental agreements. If property is pending sale supply a copy of the sales contract.
  13. If you have been through a bankruptcy, bring the bankruptcy papers, all legal documents and discharge schedules.
  14. If divorced or legally separated, include a copy of the divorce decree or separation agreement.
  15. For VA loans: Copy of DD 214 (showing discharge status).
    • Original certificate of eligibility (if available).
    • If previously used VA eligibility, bring previous address & loan number.
    • Address and phone number of nearest relative (not living with you).