Mortgage Lender - Home Mortgage Refinancing in Las Vegas
Please bring the following items to your loan application appointment.
All items are required for both borrowers to process and approve your loan (purchase).
- Complete addresses, including zip codes, of present and former residences for the past two years.
- If you are renting, please include the name, address and telephone number of all of your landlords for the past two years.
- Copy of Driver’s License and Social Security card.
- Present and former employers, including telephone numbers, address and zip codes for the past two years.
- Your two most recent current paycheck stubs for all employment to cover one month.
- If self employed, the complete 1040’s for the past two years.
- Compete K-1s or partnership returns (if applicable) for past two years.
- Corporate tax returns (if applicable) for the past two years.
- Year to date profit & loss plus balance sheet.
- Documentation of any other income (such as Social Security, retirement, court ordered child support, Disability, Interest, etc.) Bring award letter or other documentation showing monthly amount received.
- All bank accounts: last two months statements. (all pages, even if blank).
- Stocks, Bonds, IRA, and 401K account numbers, the name and address of every broker or firm.
- Or the last two statements if monthly or last statement if quarterly (all pages, even if blank).
- Tax Returns for 2006 and 2007 and W2s for 2006, 2007
- If you do not have 2007 W2 bring in last 2007 pay stub with Year to Date on it.
- Home Owners Insurance Company and your agents name and number.
- Information of Real Estate sold within the last 12 months (HUD- Settlement Statement).
- All Mortgage Statements to real estate property owned. Include year acquired and current market value.
- If rental properties supply all rental agreements. If property is pending sale supply a copy of the sales contract.
- If you have been through a bankruptcy, bring the bankruptcy papers, all legal documents and discharge schedules.
- If divorced or legally separated, include a copy of the divorce decree or separation agreement.
- For VA loans: Copy of DD 214 (showing discharge status).
- Original certificate of eligibility (if available).
- If previously used VA eligibility, bring previous address & loan number.
- Address and phone number of nearest relative (not living with you).